By: Anna Oposa
Ah,
it’s January 2016! ‘Tis the time we make promises to ourselves to leave
the “old me” in 2015 and usher in the “new and improved me” at
midnight. We list a number of things we will do differently. We will
stop hitting the snooze button. We will exercise more. We will stop
smoking and will drink less. The list goes on.
See Full Article about “New Year Resolutions 2016”: http://goo.gl/e5iBJL
Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts
Sunday, December 27, 2015
Thursday, December 17, 2015
Debt and Luxury May Not Mix
By Francisco Colayco
Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first.
First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are in terms of your financial life, and where you want to be at a certain age.
Thereafter, your most important formula is: Income minus Savings equals Expenses. Then work on a realistic budget after this formula.
Read Full Post: http://goo.gl/6yuQpA
Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first.
First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are in terms of your financial life, and where you want to be at a certain age.
Thereafter, your most important formula is: Income minus Savings equals Expenses. Then work on a realistic budget after this formula.
Read Full Post: http://goo.gl/6yuQpA
Thursday, February 12, 2015
An Employee Should be an Entrepreneur
Filipino Entrepreneur: An Employee Should be an Entrepreneur from Illustrado
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Sure, any employee can be a passive entrepreneur by earning income from his invested savings. He can also be an active entrepreneur by having a sideline after office hours and during weekends.
But when I say that an employee should be an entrepreneur, I am talking about mind set.
What makes an entrepreneur different from an employee? An entrepreneur owns his business and has “placed his money where his mouth is”. He believes he is good in a specific business and he will run it as the owner. His success is completely dependent on his creativity, strategy, hard work and determination.
An entrepreneurial employee, to my mind: See full article here on why "An Employee Should be an Entrepreneur" http://goo.gl/PqAaG6
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