In the Lap of Luxury

By Anna De Leon
 

The Holiday Season is officially upon us and so are the never ending Christmas Party invitations. Here are two distinct looks that are so different from each other, yet equally as beautiful when applied properly.


Read Full Post: http://goo.gl/NclMnw

Debt and Luxury May Not Mix

By Francisco Colayco

Craving luxury is normal, especially in the consumer-oriented world that we have today. But before you even start thinking about luxury, you must get down to the basics on your financials first.

First and foremost, you should prepare your Statement of Assets and Liabilities (SAL), Personal Income and Expense Statement (PIES), and Personal Financial Plan. In this manner, you know exactly where you are in terms of your financial life, and where you want to be at a certain age.

Thereafter, your most important formula is: Income minus Savings equals Expenses. Then work on a realistic budget after this formula.


Read Full Post: http://goo.gl/6yuQpA