Filipino Entrepreneur – Dowel Deligos, Adobo Authentic Filipino Cuisine

Filipino Entrepreneur Dowel Deligos,
Adobo Authentic Filipino Cuisine – Muscat, Oman

Dowel Deligos started Adobo Restaurant in March 28, 2014. He worked at Muscat Duty Free when he came to Oman as a Marketing Executive and decided to establish his own business along with the help of Dowel’s Omani business partners, Ibrahim and Salim.


Read Full Article: bit.ly/1M2Ahvg

Filipino Entrepreneur: The Must-Do List for Entrepreneurs

Filipino Entrepreneur: The Must-Do List for Entrepreneurs from Illustrado

dreamstime_xl_33719525

By Nikka  Sarthou

Being your own boss, controlling your time, and owning a business–it’s easy to see why many people want to go into entrepreneurship rather than being employed. We collected nuggets of advice and a list of must-do’s for aspiring entrepreneurs.

See "The Must-Do List for Entrepreneurs" here: http://goo.gl/DNFeIh

An Employee Should be an Entrepreneur

Filipino Entrepreneur: An Employee Should be an Entrepreneur from Illustrado

By: Francisco Colayco

dreamstime_xl_31419399

Sure, any employee can be a passive entrepreneur by earning income from his invested savings.  He can also be an active entrepreneur by having a sideline after office hours and during weekends.

But when I say that an employee should be an entrepreneur, I am talking about mind set.
What makes an entrepreneur different from an employee?  An entrepreneur owns his business and has “placed his money where his mouth is”.  He believes he is good in a specific business and he will run it as the owner.  His success is completely dependent on his creativity, strategy, hard work and determination.

An entrepreneurial employee, to my mind: See full article here on why "An Employee Should be an Entrepreneur" http://goo.gl/PqAaG6

Filipino Entrepreneur: Another Look at Education

Filipino Entrepreneur: Another Look at Education from Illustrado

Image via www.colaycofoundation1.com

Another Look at Education

By Francisco J. Colayco

Most parents assume that the best education is the most expensive one. Going to the higher tuition schools is almost always equated to high quality education. Graduating from such expensive institutions is taken as a guarantee for a good career and personal financial success. Indeed, education is an investment for one’s own future. 


But what if we were to look at education as strictly a financial investment decision? Though clearly, it is not all about money, determining the most appropriate type of education for our children boils down to affordability. Here is where the pitfall lies. Most of us will kill ourselves to give our children the most expensive education (at the expense of other just as pressing needs) we can afford. Why? This is because we have been conditioned to believe that the higher the investment in education, the higher the return. Worse, some of us may even believe society will judge our stature by where and what category of school our children go to. NOTHING COULD BE MORE IRRELEVANT TO OUR LIVES THAN THIS!


Purely on a return on investment perspective, we must evaluate the cost of formal schooling versus the lifetime cash return to the graduate.   Presently, even graduates of the so-called high-end schools are having a hard time finding jobs. This was happening even before the present global economic crisis.


Today, life is more complicated, much more competitive and expensive. Few can have the luxury of wasting time, effort and money in an education that was not really fit to the personality of a child/person. Thus, we should encourage “dreams” in the minds of our children much earlier in life on what they want to be when they grow up. As parents and teachers, we must observe them more and guide them towards the field/s in which they seem to have the most capability to enjoy and succeed. They have to be preparing for their “personal career” as soon as they step into high school.


Read full story about  "Filipino Entrepreneur: Another Look at Education"  http://goo.gl/YN4e3Y

Pinoy Entrepreneur: Janice Frias Neff

Pinoy Entrepreneur: Janice Frias Neff from Illustrado

 

JANICE FRIAS NEFF, SYMMETRY PHYSICAL THERAPY
13890 Palmdale Rd., Victorville, CA 92392
website: www.sympt.net

Please describe your business.

Symmetry Physical Therapy is an out-patient rehabilitation center which focuses on industrial injuries, pediatric rehabilitation, stroke rehabilitation, sports medicine and orthopedic injuries.

Why did you establish your own business? Can you tell us when and why you started?

Symmetry was established in 2009 as a collaborative effort between my husband and myself. Up until that year, I had worked for many different out-patient facilities and had expressed a deep desire to one day open my own. A business venture in 2005 with a would-be partner turned out unproductive, which was an eye-opener for me. I was also not very pleased with my position as director at a local hospital. Being female and a minority and governing 5 male therapists, I felt that my position was subject to discrimination on both a sexual and racial nature. It was a turning point in 2009 when I finally decided that I needed to take rein of my professional future.

Check out the Pinoy Entrepreneur behind one of the most well-loved food brands! 

Read full article about "Pinoy Entrepreneur: Janice Frias Neff" http://goo.gl/Fv0Ekm

Filipino Entrepreneur: Outlandish Bags

Filipino Entrepreneur: Outlandish Bags from Illustrado

By Bernadette Reyes

Aside from unique materials, Outlandish bags are also one-of-a-kind pieces as no bag is exactly the same. “The bags we produce for this line are not mass produced. We either make them to suit the taste and personality of clients who order from us, or the embellishments and materials we use are very unique and limited,” Jennifer explained. “That’s why we called our bags Outlandish! They say there’s an element of surprise in every piece,” Michelle said.

A business doesn’t have to start big to become successful as proven by these young entrepreneurs. “We pitched in from our own personal savings, which is a very minimal amount, and started a small collection of bags from that,” Pam said. The business started as a hobby in 2005 for cousins Pam and Michelle Jalandoni. Pam makes the designs while Michelle took charge of accessorizing the bags. Three years after, the business expanded after Jennifer and Ana joined the team.



While all four have various degree of business background that helped launch the business, Pam said they had their share of problems and challenges particularly in the production process. “Training the staff in bag making was tedious and entailed a lot of research and consultations. Working with natural materials also had its own concerns especially on preservation.

Capitalization was also key since we had to invest on learning, equipment and development of our products. Since fashion is fast paced, we had to learn and be aware of trends,” Pam explained. Their youth at times also gets in the way of business but instead of being disheartened by these challenges, these entrepreneurs have these to say, “When you are young, mistakes are forgivable and there is still so much time to make up for them,” Jennifer said.  “Most people who have made their mark in an industry are very willing to teach young people the ropes. Their wisdom is a great help for young entrepreneurs and it will aid them all throughout,” Ana added.



Their knowledge in business also taught these entrepreneurs to become innovative. Bamboo, seeds and banana stalks might just be included in their upcoming designs and not just exclusively for bags. “We will also develop our corporate giveaways line so as to come up with more eco-ethical, patriotic designs,” Pam said.


Read full article about "Outlandish Bags" http://goo.gl/1xO8eG

Financial Planning: Investing in the New Year

Financial Planning: Investing in the New Year from Illustrado

By Francisco J. Colayco

Christmas is a time to celebrate and be with family and friends. It also falls on the last few days of the year when everyone is preparing for the New Year also. As Christians, we use this season to improve our spiritual life as we remember the birth of Jesus Christ. But we could also use this time of the year to plan for the improvement of our financial life. My message for your New Year financial planning is: INVEST NOW!

Image: http://www.dreamstime.com/-image22887962

Investment Literacy Is Key

For the past years, we have been harping on the central message that to build wealth is an obligation. With the bright economic conditions with us today and even brighter economic prospects in the next three to five years, it is imperative that we focus today on investment literacy. The medium-to-long term future cannot be brighter as we have it today. If you, as income earner, miss the opportunity to participate in our capital markets in the next five years, you will be regretting it for the rest of your life.


If you had decided earlier to secure your financial future, you probably would have put away some savings by now. But as we always say, earning and saving money is a prerequisite, not a guarantee, to achieve financial comfort. It is prudent and correct investing that will ensure your financial independence.

Read full article about "Financial Planning: Investing in the New Year"  http://goo.gl/BMII3i